How much does Restaurant insurance cost in Mesa, Arizona?

The estimated annual cost for a Restaurant in Mesa with one employee is between $1131 and $1664. The state base rate is $900.

What insurance is required for a Restaurant in Arizona?

In Arizona, businesses are subject to a 5.6% insurance tax. Restaurants typically need General Liability due to a risk factor of 1.4.

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1131-$1664

Estimated Annual Premium

Monthly Average Breakdown

$111 / mo

Includes General Liability

Restaurants need coverage for customer slip-and-falls, foodborne illnesses, and liquor liability if alcohol is served.

Risk Factor1.4x

While Arizona law may not mandate it for all businesses, Restaurants often need proof of insurance to bid on local commercial projects in Mesa.

Your premium reflects Arizona's specific base rate of $900 and a local city multiplier of 1x.