Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1750-$2574
Estimated Annual Premium
Monthly Average Breakdown
$172 / mo
Includes General Liability
Industry Risk Profile
Food trucks require a mix of commercial auto insurance and general liability to cover accidents on the road and food safety issues.
Risk Factor1.6x
Location Factors
- State Base Rate$1200
- Fresno Multiplier1x
- State Tax Rate7.3%
Local Compliance FAQ
Is General Liability required in Fresno?
While California law may not mandate it for all businesses, Food Trucks often need proof of insurance to bid on local commercial projects in Fresno.
Why is the rate different here?
Your premium reflects California's specific base rate of $1200 and a local city multiplier of 1x.
Compare Food Truck Insurance in Other California Cities
Food Truck in Los AngelesFood Truck in San DiegoFood Truck in San JoseFood Truck in San FranciscoFood Truck in Sacramento
Other Contractor Insurance in Fresno
Plumber in FresnoElectrician in FresnoRoofer in FresnoHVAC Technician in FresnoHandyman in FresnoPainter in FresnoCarpenter in FresnoWelder in FresnoConcrete Contractor in FresnoGeneral Contractor in FresnoMasonry & Bricklaying in FresnoExcavation Contractor in FresnoLandscaper in FresnoTree Service in FresnoJanitor & Cleaning in FresnoPest Control in FresnoRestaurant in FresnoCatering Service in FresnoHair Salon & Barber in FresnoMassage Therapist in FresnoPersonal Trainer in FresnoAuto Mechanic in FresnoTowing Service in FresnoIT Consultant in FresnoReal Estate Agent in FresnoAccountant & CPA in FresnoLaw Firm in FresnoPhotographer in FresnoRetail Store in FresnoE-commerce Business in Fresno