Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$831-$1223
Estimated Annual Premium
Monthly Average Breakdown
$82 / mo
Includes General Liability
Industry Risk Profile
Retailers mainly need premise liability for customer slip-and-falls and property insurance for inventory.
Risk Factor1x
Location Factors
- State Base Rate$950
- Aurora Multiplier1x
- State Tax Rate2.9%
Local Compliance FAQ
Is General Liability required in Aurora?
While Colorado law may not mandate it for all businesses, Retail Stores often need proof of insurance to bid on local commercial projects in Aurora.
Why is the rate different here?
Your premium reflects Colorado's specific base rate of $950 and a local city multiplier of 1x.
Compare Retail Store Insurance in Other Colorado Cities
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