How much does Towing Service insurance cost in Wilmington, Delaware?

The estimated annual cost for a Towing Service in Wilmington with one employee is between $1833 and $2695. The state base rate is $980.

What insurance is required for a Towing Service in Delaware?

In Delaware, businesses are subject to a 0.0% insurance tax. Towing Services typically need General Liability due to a risk factor of 2.2.

Towing Service Insurance Cost in Wilmington, Delaware (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1833-$2695

Estimated Annual Premium

Monthly Average Breakdown

$180 / mo

Includes General Liability

Industry Risk Profile

Towing companies operate heavy vehicles and take custody of customer cars, requiring expensive commercial auto and on-hook coverage.

Risk Factor2.2x

Location Factors

State Base Rate$980
Wilmington Multiplier1x
State Tax Rate0.0%

Local Compliance FAQ

Is General Liability required in Wilmington?

While Delaware law may not mandate it for all businesses, Towing Services often need proof of insurance to bid on local commercial projects in Wilmington.

Why is the rate different here?

Your premium reflects Delaware's specific base rate of $980 and a local city multiplier of 1x.

Compare Towing Service Insurance in Other Delaware Cities

Towing Service in Dover Towing Service in Newark

How much does Towing Service Insurance cost in Wilmington?