How much does Food Truck insurance cost in Hilo, Hawaii?

The estimated annual cost for a Food Truck in Hilo with one employee is between $1414 and $2080. The state base rate is $1000.

What insurance is required for a Food Truck in Hawaii?

In Hawaii, businesses are subject to a 4.0% insurance tax. Food Trucks typically need General Liability due to a risk factor of 1.6.

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1414-$2080

Estimated Annual Premium

Monthly Average Breakdown

$139 / mo

Includes General Liability

Food trucks require a mix of commercial auto insurance and general liability to cover accidents on the road and food safety issues.

Risk Factor1.6x

While Hawaii law may not mandate it for all businesses, Food Trucks often need proof of insurance to bid on local commercial projects in Hilo.

Your premium reflects Hawaii's specific base rate of $1000 and a local city multiplier of 1x.