How much does Restaurant insurance cost in Boise, Idaho?

The estimated annual cost for a Restaurant in Boise with one employee is between $1009 and $1484. The state base rate is $800.

What insurance is required for a Restaurant in Idaho?

In Idaho, businesses are subject to a 6.0% insurance tax. Restaurants typically need General Liability due to a risk factor of 1.4.

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1009-$1484

Estimated Annual Premium

Monthly Average Breakdown

$99 / mo

Includes General Liability

Restaurants need coverage for customer slip-and-falls, foodborne illnesses, and liquor liability if alcohol is served.

Risk Factor1.4x

While Idaho law may not mandate it for all businesses, Restaurants often need proof of insurance to bid on local commercial projects in Boise.

Your premium reflects Idaho's specific base rate of $800 and a local city multiplier of 1x.