How much does Catering Service insurance cost in Meridian, Idaho?

The estimated annual cost for a Catering Service in Meridian with one employee is between $865 and $1273. The state base rate is $800.

What insurance is required for a Catering Service in Idaho?

In Idaho, businesses are subject to a 6.0% insurance tax. Catering Services typically need General Liability due to a risk factor of 1.2.

Catering Service Insurance Cost in Meridian, Idaho (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$865-$1273

Estimated Annual Premium

Monthly Average Breakdown

$85 / mo

Includes General Liability

Industry Risk Profile

Caterers face risks related to transporting food, equipment damage, and serving food at third-party venues.

Risk Factor1.2x

Location Factors

State Base Rate$800
Meridian Multiplier1x
State Tax Rate6.0%

Local Compliance FAQ

Is General Liability required in Meridian?

While Idaho law may not mandate it for all businesses, Catering Services often need proof of insurance to bid on local commercial projects in Meridian.

Why is the rate different here?

Your premium reflects Idaho's specific base rate of $800 and a local city multiplier of 1x.

Compare Catering Service Insurance in Other Idaho Cities

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How much does Catering Service Insurance cost in Meridian?