Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$2124-$3124
Estimated Annual Premium
Monthly Average Breakdown
$208 / mo
Includes General Liability
Industry Risk Profile
Food trucks require a mix of commercial auto insurance and general liability to cover accidents on the road and food safety issues.
Risk Factor1.6x
Location Factors
- State Base Rate$1050
- Chicago Multiplier1.4x
- State Tax Rate6.3%
Local Compliance FAQ
Is General Liability required in Chicago?
While Illinois law may not mandate it for all businesses, Food Trucks often need proof of insurance to bid on local commercial projects in Chicago.
Why is the rate different here?
Your premium reflects Illinois's specific base rate of $1050 and a local city multiplier of 1.4x.
Compare Food Truck Insurance in Other Illinois Cities
Other Contractor Insurance in Chicago
Plumber in ChicagoElectrician in ChicagoRoofer in ChicagoHVAC Technician in ChicagoHandyman in ChicagoPainter in ChicagoCarpenter in ChicagoWelder in ChicagoConcrete Contractor in ChicagoGeneral Contractor in ChicagoMasonry & Bricklaying in ChicagoExcavation Contractor in ChicagoLandscaper in ChicagoTree Service in ChicagoJanitor & Cleaning in ChicagoPest Control in ChicagoRestaurant in ChicagoCatering Service in ChicagoHair Salon & Barber in ChicagoMassage Therapist in ChicagoPersonal Trainer in ChicagoAuto Mechanic in ChicagoTowing Service in ChicagoIT Consultant in ChicagoReal Estate Agent in ChicagoAccountant & CPA in ChicagoLaw Firm in ChicagoPhotographer in ChicagoRetail Store in ChicagoE-commerce Business in Chicago