Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$995-$1464
Estimated Annual Premium
Monthly Average Breakdown
$98 / mo
Includes General Liability
Industry Risk Profile
Painters face moderate risks, primarily related to falls from ladders and potential chemical exposure or spills on client property.
Risk Factor1.3x
Location Factors
- State Base Rate$850
- Davenport Multiplier1x
- State Tax Rate6.0%
Local Compliance FAQ
Is General Liability required in Davenport?
While Iowa law may not mandate it for all businesses, Painters often need proof of insurance to bid on local commercial projects in Davenport.
Why is the rate different here?
Your premium reflects Iowa's specific base rate of $850 and a local city multiplier of 1x.
Compare Painter Insurance in Other Iowa Cities
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