Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$721-$1060
Estimated Annual Premium
Monthly Average Breakdown
$71 / mo
Includes General Liability
Industry Risk Profile
IT consulting has low physical risk but requires Professional Liability (E&O) insurance to protect against data breaches and software failures.
Risk Factor0.8x
Location Factors
- State Base Rate$1000
- Gaithersburg Multiplier1x
- State Tax Rate6.0%
Local Compliance FAQ
Is General Liability required in Gaithersburg?
While Maryland law may not mandate it for all businesses, IT Consultants often need proof of insurance to bid on local commercial projects in Gaithersburg.
Why is the rate different here?
Your premium reflects Maryland's specific base rate of $1000 and a local city multiplier of 1x.
Compare IT Consultant Insurance in Other Maryland Cities
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