Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1590-$2338
Estimated Annual Premium
Monthly Average Breakdown
$156 / mo
Includes General Liability
Industry Risk Profile
Food trucks require a mix of commercial auto insurance and general liability to cover accidents on the road and food safety issues.
Risk Factor1.6x
Location Factors
- State Base Rate$1100
- Springfield Multiplier1x
- State Tax Rate6.3%
Local Compliance FAQ
Is General Liability required in Springfield?
While Massachusetts law may not mandate it for all businesses, Food Trucks often need proof of insurance to bid on local commercial projects in Springfield.
Why is the rate different here?
Your premium reflects Massachusetts's specific base rate of $1100 and a local city multiplier of 1x.
Compare Food Truck Insurance in Other Massachusetts Cities
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