How much does Tree Service insurance cost in Detroit, Michigan?

The estimated annual cost for a Tree Service in Detroit with one employee is between $2054 and $3021. The state base rate is $950.

What insurance is required for a Tree Service in Michigan?

In Michigan, businesses are subject to a 6.0% insurance tax. Tree Services typically need General Liability due to a risk factor of 2.4.

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$2054-$3021

Estimated Annual Premium

Monthly Average Breakdown

$201 / mo

Includes General Liability

Tree trimming and removal is highly dangerous work involving heights and heavy falling objects, commanding some of the highest premiums.

Risk Factor2.4x

While Michigan law may not mandate it for all businesses, Tree Services often need proof of insurance to bid on local commercial projects in Detroit.

Your premium reflects Michigan's specific base rate of $950 and a local city multiplier of 1x.