How much does Hair Salon & Barber insurance cost in Biloxi, Mississippi?

The estimated annual cost for a Hair Salon & Barber in Biloxi with one employee is between $704 and $1035. The state base rate is $860.

What insurance is required for a Hair Salon & Barber in Mississippi?

In Mississippi, businesses are subject to a 7.0% insurance tax. Hair Salon & Barbers typically need General Liability due to a risk factor of 0.9.

Hair Salon & Barber Insurance Cost in Biloxi, Mississippi (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$704-$1035

Estimated Annual Premium

Monthly Average Breakdown

$69 / mo

Includes General Liability

Industry Risk Profile

Salons generally have low risk, needing coverage for slip-and-falls or minor injuries resulting from chemical treatments or cuts.

Risk Factor0.9x

Location Factors

State Base Rate$860
Biloxi Multiplier1x
State Tax Rate7.0%

Local Compliance FAQ

Is General Liability required in Biloxi?

While Mississippi law may not mandate it for all businesses, Hair Salon & Barbers often need proof of insurance to bid on local commercial projects in Biloxi.

Why is the rate different here?

Your premium reflects Mississippi's specific base rate of $860 and a local city multiplier of 1x.

Compare Hair Salon & Barber Insurance in Other Mississippi Cities

Hair Salon & Barber in Jackson Hair Salon & Barber in Gulfport Hair Salon & Barber in Southaven

How much does Hair Salon & Barber Insurance cost in Biloxi?