How much does Landscaper insurance cost in Columbia, Missouri?

The estimated annual cost for a Landscaper in Columbia with one employee is between $946 and $1391. The state base rate is $890.

What insurance is required for a Landscaper in Missouri?

In Missouri, businesses are subject to a 4.2% insurance tax. Landscapers typically need General Liability due to a risk factor of 1.2.

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$946-$1391

Estimated Annual Premium

Monthly Average Breakdown

$93 / mo

Includes General Liability

Landscaping has relatively manageable risks, though precautions are needed regarding the use of heavy machinery and potential bodily injury.

Risk Factor1.2x

While Missouri law may not mandate it for all businesses, Landscapers often need proof of insurance to bid on local commercial projects in Columbia.

Your premium reflects Missouri's specific base rate of $890 and a local city multiplier of 1x.