How much does Real Estate Agent insurance cost in Billings, Montana?

The estimated annual cost for a Real Estate Agent in Billings with one employee is between $627 and $923. The state base rate is $820.

What insurance is required for a Real Estate Agent in Montana?

In Montana, businesses are subject to a 0.0% insurance tax. Real Estate Agents typically need General Liability due to a risk factor of 0.9.

Real Estate Agent Insurance Cost in Billings, Montana (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$627-$923

Estimated Annual Premium

Monthly Average Breakdown

$62 / mo

Includes General Liability

Industry Risk Profile

Real estate agents need coverage primarily for client slip-and-falls at open houses and professional errors and omissions.

Risk Factor0.9x

Location Factors

State Base Rate$820
Billings Multiplier1x
State Tax Rate0.0%

Local Compliance FAQ

Is General Liability required in Billings?

While Montana law may not mandate it for all businesses, Real Estate Agents often need proof of insurance to bid on local commercial projects in Billings.

Why is the rate different here?

Your premium reflects Montana's specific base rate of $820 and a local city multiplier of 1x.

Compare Real Estate Agent Insurance in Other Montana Cities

Real Estate Agent in Missoula Real Estate Agent in Great Falls Real Estate Agent in Bozeman

How much does Real Estate Agent Insurance cost in Billings?