Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$2605-$3831
Estimated Annual Premium
Monthly Average Breakdown
$255 / mo
Includes General Liability
Industry Risk Profile
Roofing is considered a high-risk profession due to the height of the work and the potential for severe injuries or significant property damage.
Risk Factor2.5x
Location Factors
- State Base Rate$1150
- Newark Multiplier1x
- State Tax Rate6.6%
Local Compliance FAQ
Is General Liability required in Newark?
While New Jersey law may not mandate it for all businesses, Roofers often need proof of insurance to bid on local commercial projects in Newark.
Why is the rate different here?
Your premium reflects New Jersey's specific base rate of $1150 and a local city multiplier of 1x.
Compare Roofer Insurance in Other New Jersey Cities
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