How much does Masonry & Bricklaying insurance cost in Paterson, New Jersey?

The estimated annual cost for a Masonry & Bricklaying in Paterson with one employee is between $1772 and $2606. The state base rate is $1150.

What insurance is required for a Masonry & Bricklaying in New Jersey?

In New Jersey, businesses are subject to a 6.6% insurance tax. Masonry & Bricklayings typically need General Liability due to a risk factor of 1.7.

Masonry & Bricklaying Insurance Cost in Paterson, New Jersey (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1772-$2606

Estimated Annual Premium

Monthly Average Breakdown

$174 / mo

Includes General Liability

Industry Risk Profile

Working with stone and brick involves heavy lifting and dropping hazards, increasing the risk of both worker and third-party injury.

Risk Factor1.7x

Location Factors

State Base Rate$1150
Paterson Multiplier1x
State Tax Rate6.6%

Local Compliance FAQ

Is General Liability required in Paterson?

While New Jersey law may not mandate it for all businesses, Masonry & Bricklayings often need proof of insurance to bid on local commercial projects in Paterson.

Why is the rate different here?

Your premium reflects New Jersey's specific base rate of $1150 and a local city multiplier of 1x.

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How much does Masonry & Bricklaying Insurance cost in Paterson?