Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1953-$2873
Estimated Annual Premium
Monthly Average Breakdown
$192 / mo
Includes General Liability
Industry Risk Profile
Working with stone and brick involves heavy lifting and dropping hazards, increasing the risk of both worker and third-party injury.
Risk Factor1.7x
Location Factors
- State Base Rate$1300
- Rochester Multiplier1x
- State Tax Rate4.0%
Local Compliance FAQ
Is General Liability required in Rochester?
While New York law may not mandate it for all businesses, Masonry & Bricklayings often need proof of insurance to bid on local commercial projects in Rochester.
Why is the rate different here?
Your premium reflects New York's specific base rate of $1300 and a local city multiplier of 1x.
Compare Masonry & Bricklaying Insurance in Other New York Cities
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