How much does IT Consultant insurance cost in Raleigh, North Carolina?

The estimated annual cost for a IT Consultant in Raleigh with one employee is between $649 and $954. The state base rate is $910.

What insurance is required for a IT Consultant in North Carolina?

In North Carolina, businesses are subject to a 4.8% insurance tax. IT Consultants typically need General Liability due to a risk factor of 0.8.

IT Consultant Insurance Cost in Raleigh, North Carolina (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$649-$954

Estimated Annual Premium

Monthly Average Breakdown

$64 / mo

Includes General Liability

Industry Risk Profile

IT consulting has low physical risk but requires Professional Liability (E&O) insurance to protect against data breaches and software failures.

Risk Factor0.8x

Location Factors

State Base Rate$910
Raleigh Multiplier1x
State Tax Rate4.8%

Local Compliance FAQ

Is General Liability required in Raleigh?

While North Carolina law may not mandate it for all businesses, IT Consultants often need proof of insurance to bid on local commercial projects in Raleigh.

Why is the rate different here?

Your premium reflects North Carolina's specific base rate of $910 and a local city multiplier of 1x.

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