Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1807-$2658
Estimated Annual Premium
Monthly Average Breakdown
$177 / mo
Includes General Liability
Industry Risk Profile
Roofing is considered a high-risk profession due to the height of the work and the potential for severe injuries or significant property damage.
Risk Factor2.5x
Location Factors
- State Base Rate$810
- Fargo Multiplier1x
- State Tax Rate5.0%
Local Compliance FAQ
Is General Liability required in Fargo?
While North Dakota law may not mandate it for all businesses, Roofers often need proof of insurance to bid on local commercial projects in Fargo.
Why is the rate different here?
Your premium reflects North Dakota's specific base rate of $810 and a local city multiplier of 1x.
Compare Roofer Insurance in Other North Dakota Cities
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