Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1295-$1904
Estimated Annual Premium
Monthly Average Breakdown
$127 / mo
Includes General Liability
Industry Risk Profile
Food trucks require a mix of commercial auto insurance and general liability to cover accidents on the road and food safety issues.
Risk Factor1.6x
Location Factors
- State Base Rate$900
- Cleveland Multiplier1x
- State Tax Rate5.8%
Local Compliance FAQ
Is General Liability required in Cleveland?
While Ohio law may not mandate it for all businesses, Food Trucks often need proof of insurance to bid on local commercial projects in Cleveland.
Why is the rate different here?
Your premium reflects Ohio's specific base rate of $900 and a local city multiplier of 1x.
Compare Food Truck Insurance in Other Ohio Cities
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