How much does Masonry & Bricklaying insurance cost in Toledo, Ohio?

The estimated annual cost for a Masonry & Bricklaying in Toledo with one employee is between $1375 and $2023. The state base rate is $900.

What insurance is required for a Masonry & Bricklaying in Ohio?

In Ohio, businesses are subject to a 5.8% insurance tax. Masonry & Bricklayings typically need General Liability due to a risk factor of 1.7.

Masonry & Bricklaying Insurance Cost in Toledo, Ohio (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1375-$2023

Estimated Annual Premium

Monthly Average Breakdown

$135 / mo

Includes General Liability

Industry Risk Profile

Working with stone and brick involves heavy lifting and dropping hazards, increasing the risk of both worker and third-party injury.

Risk Factor1.7x

Location Factors

State Base Rate$900
Toledo Multiplier1x
State Tax Rate5.8%

Local Compliance FAQ

Is General Liability required in Toledo?

While Ohio law may not mandate it for all businesses, Masonry & Bricklayings often need proof of insurance to bid on local commercial projects in Toledo.

Why is the rate different here?

Your premium reflects Ohio's specific base rate of $900 and a local city multiplier of 1x.

Compare Masonry & Bricklaying Insurance in Other Ohio Cities

Masonry & Bricklaying in Columbus Masonry & Bricklaying in Cleveland Masonry & Bricklaying in Cincinnati

How much does Masonry & Bricklaying Insurance cost in Toledo?