How much does Retail Store insurance cost in Portland, Oregon?

The estimated annual cost for a Retail Store in Portland with one employee is between $799 and $1175. The state base rate is $940.

What insurance is required for a Retail Store in Oregon?

In Oregon, businesses are subject to a 0.0% insurance tax. Retail Stores typically need General Liability due to a risk factor of 1.

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$799-$1175

Estimated Annual Premium

Monthly Average Breakdown

$78 / mo

Includes General Liability

Retailers mainly need premise liability for customer slip-and-falls and property insurance for inventory.

Risk Factor1x

While Oregon law may not mandate it for all businesses, Retail Stores often need proof of insurance to bid on local commercial projects in Portland.

Your premium reflects Oregon's specific base rate of $940 and a local city multiplier of 1x.