Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1438-$2115
Estimated Annual Premium
Monthly Average Breakdown
$141 / mo
Includes General Liability
Industry Risk Profile
Electrical work carries a higher risk of fire and severe property damage, typically requiring higher coverage limits and premiums.
Risk Factor1.8x
Location Factors
- State Base Rate$940
- Salem Multiplier1x
- State Tax Rate0.0%
Local Compliance FAQ
Is General Liability required in Salem?
While Oregon law may not mandate it for all businesses, Electricians often need proof of insurance to bid on local commercial projects in Salem.
Why is the rate different here?
Your premium reflects Oregon's specific base rate of $940 and a local city multiplier of 1x.
Compare Electrician Insurance in Other Oregon Cities
Other Contractor Insurance in Salem
Plumber in SalemRoofer in SalemHVAC Technician in SalemHandyman in SalemPainter in SalemCarpenter in SalemWelder in SalemConcrete Contractor in SalemGeneral Contractor in SalemMasonry & Bricklaying in SalemExcavation Contractor in SalemLandscaper in SalemTree Service in SalemJanitor & Cleaning in SalemPest Control in SalemRestaurant in SalemFood Truck in SalemCatering Service in SalemHair Salon & Barber in SalemMassage Therapist in SalemPersonal Trainer in SalemAuto Mechanic in SalemTowing Service in SalemIT Consultant in SalemReal Estate Agent in SalemAccountant & CPA in SalemLaw Firm in SalemPhotographer in SalemRetail Store in SalemE-commerce Business in Salem