How much does Real Estate Agent insurance cost in Warwick, Rhode Island?

The estimated annual cost for a Real Estate Agent in Warwick with one employee is between $835 and $1228. The state base rate is $1020.

What insurance is required for a Real Estate Agent in Rhode Island?

In Rhode Island, businesses are subject to a 7.0% insurance tax. Real Estate Agents typically need General Liability due to a risk factor of 0.9.

Real Estate Agent Insurance Cost in Warwick, Rhode Island (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$835-$1228

Estimated Annual Premium

Monthly Average Breakdown

$82 / mo

Includes General Liability

Industry Risk Profile

Real estate agents need coverage primarily for client slip-and-falls at open houses and professional errors and omissions.

Risk Factor0.9x

Location Factors

State Base Rate$1020
Warwick Multiplier1x
State Tax Rate7.0%

Local Compliance FAQ

Is General Liability required in Warwick?

While Rhode Island law may not mandate it for all businesses, Real Estate Agents often need proof of insurance to bid on local commercial projects in Warwick.

Why is the rate different here?

Your premium reflects Rhode Island's specific base rate of $1020 and a local city multiplier of 1x.

Compare Real Estate Agent Insurance in Other Rhode Island Cities

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How much does Real Estate Agent Insurance cost in Warwick?