How much does Accountant & CPA insurance cost in Columbia, South Carolina?

The estimated annual cost for a Accountant & CPA in Columbia with one employee is between $481 and $708. The state base rate is $890.

What insurance is required for a Accountant & CPA in South Carolina?

In South Carolina, businesses are subject to a 6.0% insurance tax. Accountant & CPAs typically need General Liability due to a risk factor of 0.6.

Accountant & CPA Insurance Cost in Columbia, South Carolina (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$481-$708

Estimated Annual Premium

Monthly Average Breakdown

$47 / mo

Includes General Liability

Industry Risk Profile

Accountants have near-zero physical risk but absolute necessity for Errors & Omissions (E&O) insurance to cover financial calculation mistakes.

Risk Factor0.6x

Location Factors

State Base Rate$890
Columbia Multiplier1x
State Tax Rate6.0%

Local Compliance FAQ

Is General Liability required in Columbia?

While South Carolina law may not mandate it for all businesses, Accountant & CPAs often need proof of insurance to bid on local commercial projects in Columbia.

Why is the rate different here?

Your premium reflects South Carolina's specific base rate of $890 and a local city multiplier of 1x.

Compare Accountant & CPA Insurance in Other South Carolina Cities

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