How much does Accountant & CPA insurance cost in Aberdeen, South Dakota?

The estimated annual cost for a Accountant & CPA in Aberdeen with one employee is between $432 and $635. The state base rate is $810.

What insurance is required for a Accountant & CPA in South Dakota?

In South Dakota, businesses are subject to a 4.5% insurance tax. Accountant & CPAs typically need General Liability due to a risk factor of 0.6.

Accountant & CPA Insurance Cost in Aberdeen, South Dakota (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$432-$635

Estimated Annual Premium

Monthly Average Breakdown

$42 / mo

Includes General Liability

Industry Risk Profile

Accountants have near-zero physical risk but absolute necessity for Errors & Omissions (E&O) insurance to cover financial calculation mistakes.

Risk Factor0.6x

Location Factors

State Base Rate$810
Aberdeen Multiplier1x
State Tax Rate4.5%

Local Compliance FAQ

Is General Liability required in Aberdeen?

While South Dakota law may not mandate it for all businesses, Accountant & CPAs often need proof of insurance to bid on local commercial projects in Aberdeen.

Why is the rate different here?

Your premium reflects South Dakota's specific base rate of $810 and a local city multiplier of 1x.

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