Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1339-$1969
Estimated Annual Premium
Monthly Average Breakdown
$131 / mo
Includes General Liability
Industry Risk Profile
Painters face moderate risks, primarily related to falls from ladders and potential chemical exposure or spills on client property.
Risk Factor1.3x
Location Factors
- State Base Rate$950
- Dallas Multiplier1.2x
- State Tax Rate6.3%
Local Compliance FAQ
Is General Liability required in Dallas?
While Texas law may not mandate it for all businesses, Painters often need proof of insurance to bid on local commercial projects in Dallas.
Why is the rate different here?
Your premium reflects Texas's specific base rate of $950 and a local city multiplier of 1.2x.
Compare Painter Insurance in Other Texas Cities
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