How much does Landscaper insurance cost in Chesapeake, Virginia?

The estimated annual cost for a Landscaper in Chesapeake with one employee is between $999 and $1469. The state base rate is $930.

What insurance is required for a Landscaper in Virginia?

In Virginia, businesses are subject to a 5.3% insurance tax. Landscapers typically need General Liability due to a risk factor of 1.2.

Landscaper Insurance Cost in Chesapeake, Virginia (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$999-$1469

Estimated Annual Premium

Monthly Average Breakdown

$98 / mo

Includes General Liability

Industry Risk Profile

Landscaping has relatively manageable risks, though precautions are needed regarding the use of heavy machinery and potential bodily injury.

Risk Factor1.2x

Location Factors

State Base Rate$930
Chesapeake Multiplier1x
State Tax Rate5.3%

Local Compliance FAQ

Is General Liability required in Chesapeake?

While Virginia law may not mandate it for all businesses, Landscapers often need proof of insurance to bid on local commercial projects in Chesapeake.

Why is the rate different here?

Your premium reflects Virginia's specific base rate of $930 and a local city multiplier of 1x.

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