How much does Catering Service insurance cost in Seattle, Washington?

The estimated annual cost for a Catering Service in Seattle with one employee is between $1141 and $1678. The state base rate is $1050.

What insurance is required for a Catering Service in Washington?

In Washington, businesses are subject to a 6.5% insurance tax. Catering Services typically need General Liability due to a risk factor of 1.2.

Catering Service Insurance Cost in Seattle, Washington (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1141-$1678

Estimated Annual Premium

Monthly Average Breakdown

$112 / mo

Includes General Liability

Industry Risk Profile

Caterers face risks related to transporting food, equipment damage, and serving food at third-party venues.

Risk Factor1.2x

Location Factors

State Base Rate$1050
Seattle Multiplier1x
State Tax Rate6.5%

Local Compliance FAQ

Is General Liability required in Seattle?

While Washington law may not mandate it for all businesses, Catering Services often need proof of insurance to bid on local commercial projects in Seattle.

Why is the rate different here?

Your premium reflects Washington's specific base rate of $1050 and a local city multiplier of 1x.

Compare Catering Service Insurance in Other Washington Cities

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How much does Catering Service Insurance cost in Seattle?