Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1204-$1770
Estimated Annual Premium
Monthly Average Breakdown
$118 / mo
Includes General Liability
Industry Risk Profile
Personal trainers face liability if a client gets injured under their instruction, requiring professional liability coverage.
Risk Factor1.1x
Location Factors
- State Base Rate$1200
- Los-angeles Multiplier1x
- State Tax Rate7.3%
Local Compliance FAQ
Is General Liability required in Los-angeles?
While California law may not mandate it for all businesses, Personal Trainers often need proof of insurance to bid on local commercial projects in Los-angeles.
Why is the rate different here?
Your premium reflects California's specific base rate of $1200 and a local city multiplier of 1x.
Compare Personal Trainer Insurance in Other California Cities
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