What insurance is required for a Masonry & Bricklaying in California?

In California, businesses are subject to a 7.3% insurance tax. Masonry & Bricklayings typically need General Liability due to a risk factor of 1.7.

Masonry & Bricklaying Insurance Cost in San-diego, California (2026 Guide)

Q: How much does Masonry & Bricklaying insurance cost in San-diego, California?

The estimated annual cost for a Masonry & Bricklaying in San-diego with one employee is between $1860 and $2735. The state base rate is $1200.

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1860-$2735

Estimated Annual Premium

Monthly Average Breakdown

$182 / mo

Includes General Liability

Industry Risk Profile

Working with stone and brick involves heavy lifting and dropping hazards, increasing the risk of both worker and third-party injury.

Risk Factor1.7x

Location Factors

State Base Rate$1200
San-diego Multiplier1x
State Tax Rate7.3%

Local Compliance FAQ

Is General Liability required in San-diego?

While California law may not mandate it for all businesses, Masonry & Bricklayings often need proof of insurance to bid on local commercial projects in San-diego.

Why is the rate different here?

Your premium reflects California's specific base rate of $1200 and a local city multiplier of 1x.

Compare Masonry & Bricklaying Insurance in Other California Cities

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How much does Masonry & Bricklaying Insurance cost in San-diego?