Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1149-$1690
Estimated Annual Premium
Monthly Average Breakdown
$113 / mo
Includes General Liability
Industry Risk Profile
Painters face moderate risks, primarily related to falls from ladders and potential chemical exposure or spills on client property.
Risk Factor1.3x
Location Factors
- State Base Rate$1000
- Honolulu Multiplier1x
- State Tax Rate4.0%
Local Compliance FAQ
Is General Liability required in Honolulu?
While Hawaii law may not mandate it for all businesses, Painters often need proof of insurance to bid on local commercial projects in Honolulu.
Why is the rate different here?
Your premium reflects Hawaii's specific base rate of $1000 and a local city multiplier of 1x.
Compare Painter Insurance in Other Hawaii Cities
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