How much does Real Estate Agent insurance cost in Honolulu, Hawaii?

The estimated annual cost for a Real Estate Agent in Honolulu with one employee is between $796 and $1170. The state base rate is $1000.

What insurance is required for a Real Estate Agent in Hawaii?

In Hawaii, businesses are subject to a 4.0% insurance tax. Real Estate Agents typically need General Liability due to a risk factor of 0.9.

Real Estate Agent Insurance Cost in Honolulu, Hawaii (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$796-$1170

Estimated Annual Premium

Monthly Average Breakdown

$78 / mo

Includes General Liability

Industry Risk Profile

Real estate agents need coverage primarily for client slip-and-falls at open houses and professional errors and omissions.

Risk Factor0.9x

Location Factors

State Base Rate$1000
Honolulu Multiplier1x
State Tax Rate4.0%

Local Compliance FAQ

Is General Liability required in Honolulu?

While Hawaii law may not mandate it for all businesses, Real Estate Agents often need proof of insurance to bid on local commercial projects in Honolulu.

Why is the rate different here?

Your premium reflects Hawaii's specific base rate of $1000 and a local city multiplier of 1x.

Compare Real Estate Agent Insurance in Other Hawaii Cities

Real Estate Agent in Hilo Real Estate Agent in Kailua

How much does Real Estate Agent Insurance cost in Honolulu?