Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$640-$941
Estimated Annual Premium
Monthly Average Breakdown
$63 / mo
Includes General Liability
Industry Risk Profile
Massage therapists need professional liability (malpractice) insurance to protect against claims of injury caused during a session.
Risk Factor0.8x
Location Factors
- State Base Rate$880
- South-bend Multiplier1x
- State Tax Rate7.0%
Local Compliance FAQ
Is General Liability required in South-bend?
While Indiana law may not mandate it for all businesses, Massage Therapists often need proof of insurance to bid on local commercial projects in South-bend.
Why is the rate different here?
Your premium reflects Indiana's specific base rate of $880 and a local city multiplier of 1x.
Compare Massage Therapist Insurance in Other Indiana Cities
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