Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$770-$1133
Estimated Annual Premium
Monthly Average Breakdown
$76 / mo
Includes General Liability
Industry Risk Profile
Real estate agents need coverage primarily for client slip-and-falls at open houses and professional errors and omissions.
Risk Factor0.9x
Location Factors
- State Base Rate$950
- Grand-rapids Multiplier1x
- State Tax Rate6.0%
Local Compliance FAQ
Is General Liability required in Grand-rapids?
While Michigan law may not mandate it for all businesses, Real Estate Agents often need proof of insurance to bid on local commercial projects in Grand-rapids.
Why is the rate different here?
Your premium reflects Michigan's specific base rate of $950 and a local city multiplier of 1x.
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