How much does Landscaper insurance cost in Duluth, Minnesota?

The estimated annual cost for a Landscaper in Duluth with one employee is between $1003 and $1475. The state base rate is $920.

What insurance is required for a Landscaper in Minnesota?

In Minnesota, businesses are subject to a 6.9% insurance tax. Landscapers typically need General Liability due to a risk factor of 1.2.

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1003-$1475

Estimated Annual Premium

Monthly Average Breakdown

$98 / mo

Includes General Liability

Landscaping has relatively manageable risks, though precautions are needed regarding the use of heavy machinery and potential bodily injury.

Risk Factor1.2x

While Minnesota law may not mandate it for all businesses, Landscapers often need proof of insurance to bid on local commercial projects in Duluth.

Your premium reflects Minnesota's specific base rate of $920 and a local city multiplier of 1x.