How much does Painter insurance cost in Duluth, Minnesota?

The estimated annual cost for a Painter in Duluth with one employee is between $1086 and $1598. The state base rate is $920.

What insurance is required for a Painter in Minnesota?

In Minnesota, businesses are subject to a 6.9% insurance tax. Painters typically need General Liability due to a risk factor of 1.3.

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1086-$1598

Estimated Annual Premium

Monthly Average Breakdown

$107 / mo

Includes General Liability

Painters face moderate risks, primarily related to falls from ladders and potential chemical exposure or spills on client property.

Risk Factor1.3x

While Minnesota law may not mandate it for all businesses, Painters often need proof of insurance to bid on local commercial projects in Duluth.

Your premium reflects Minnesota's specific base rate of $920 and a local city multiplier of 1x.