Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1003-$1475
Estimated Annual Premium
Monthly Average Breakdown
$98 / mo
Includes General Liability
Industry Risk Profile
Caterers face risks related to transporting food, equipment damage, and serving food at third-party venues.
Risk Factor1.2x
Location Factors
- State Base Rate$920
- Minneapolis Multiplier1x
- State Tax Rate6.9%
Local Compliance FAQ
Is General Liability required in Minneapolis?
While Minnesota law may not mandate it for all businesses, Catering Services often need proof of insurance to bid on local commercial projects in Minneapolis.
Why is the rate different here?
Your premium reflects Minnesota's specific base rate of $920 and a local city multiplier of 1x.
Compare Catering Service Insurance in Other Minnesota Cities
Other Contractor Insurance in Minneapolis
Plumber in MinneapolisElectrician in MinneapolisRoofer in MinneapolisHVAC Technician in MinneapolisHandyman in MinneapolisPainter in MinneapolisCarpenter in MinneapolisWelder in MinneapolisConcrete Contractor in MinneapolisGeneral Contractor in MinneapolisMasonry & Bricklaying in MinneapolisExcavation Contractor in MinneapolisLandscaper in MinneapolisTree Service in MinneapolisJanitor & Cleaning in MinneapolisPest Control in MinneapolisRestaurant in MinneapolisFood Truck in MinneapolisHair Salon & Barber in MinneapolisMassage Therapist in MinneapolisPersonal Trainer in MinneapolisAuto Mechanic in MinneapolisTowing Service in MinneapolisIT Consultant in MinneapolisReal Estate Agent in MinneapolisAccountant & CPA in MinneapolisLaw Firm in MinneapolisPhotographer in MinneapolisRetail Store in MinneapolisE-commerce Business in Minneapolis