Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$2089-$3073
Estimated Annual Premium
Monthly Average Breakdown
$205 / mo
Includes General Liability
Industry Risk Profile
Roofing is considered a high-risk profession due to the height of the work and the potential for severe injuries or significant property damage.
Risk Factor2.5x
Location Factors
- State Base Rate$920
- Minneapolis Multiplier1x
- State Tax Rate6.9%
Local Compliance FAQ
Is General Liability required in Minneapolis?
While Minnesota law may not mandate it for all businesses, Roofers often need proof of insurance to bid on local commercial projects in Minneapolis.
Why is the rate different here?
Your premium reflects Minnesota's specific base rate of $920 and a local city multiplier of 1x.
Compare Roofer Insurance in Other Minnesota Cities
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