Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$669-$984
Estimated Annual Premium
Monthly Average Breakdown
$66 / mo
Includes General Liability
Industry Risk Profile
Massage therapists need professional liability (malpractice) insurance to protect against claims of injury caused during a session.
Risk Factor0.8x
Location Factors
- State Base Rate$920
- St.-paul Multiplier1x
- State Tax Rate6.9%
Local Compliance FAQ
Is General Liability required in St.-paul?
While Minnesota law may not mandate it for all businesses, Massage Therapists often need proof of insurance to bid on local commercial projects in St.-paul.
Why is the rate different here?
Your premium reflects Minnesota's specific base rate of $920 and a local city multiplier of 1x.
Compare Massage Therapist Insurance in Other Minnesota Cities
Massage Therapist in MinneapolisMassage Therapist in St. PaulMassage Therapist in RochesterMassage Therapist in Duluth
Other Contractor Insurance in St.-paul
Plumber in St.-paulElectrician in St.-paulRoofer in St.-paulHVAC Technician in St.-paulHandyman in St.-paulPainter in St.-paulCarpenter in St.-paulWelder in St.-paulConcrete Contractor in St.-paulGeneral Contractor in St.-paulMasonry & Bricklaying in St.-paulExcavation Contractor in St.-paulLandscaper in St.-paulTree Service in St.-paulJanitor & Cleaning in St.-paulPest Control in St.-paulRestaurant in St.-paulFood Truck in St.-paulCatering Service in St.-paulHair Salon & Barber in St.-paulPersonal Trainer in St.-paulAuto Mechanic in St.-paulTowing Service in St.-paulIT Consultant in St.-paulReal Estate Agent in St.-paulAccountant & CPA in St.-paulLaw Firm in St.-paulPhotographer in St.-paulRetail Store in St.-paulE-commerce Business in St.-paul