Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$710-$1044
Estimated Annual Premium
Monthly Average Breakdown
$70 / mo
Includes General Liability
Industry Risk Profile
Real estate agents need coverage primarily for client slip-and-falls at open houses and professional errors and omissions.
Risk Factor0.9x
Location Factors
- State Base Rate$890
- St.-louis Multiplier1x
- State Tax Rate4.2%
Local Compliance FAQ
Is General Liability required in St.-louis?
While Missouri law may not mandate it for all businesses, Real Estate Agents often need proof of insurance to bid on local commercial projects in St.-louis.
Why is the rate different here?
Your premium reflects Missouri's specific base rate of $890 and a local city multiplier of 1x.
Compare Real Estate Agent Insurance in Other Missouri Cities
Real Estate Agent in Kansas CityReal Estate Agent in St. LouisReal Estate Agent in SpringfieldReal Estate Agent in Columbia
Other Contractor Insurance in St.-louis
Plumber in St.-louisElectrician in St.-louisRoofer in St.-louisHVAC Technician in St.-louisHandyman in St.-louisPainter in St.-louisCarpenter in St.-louisWelder in St.-louisConcrete Contractor in St.-louisGeneral Contractor in St.-louisMasonry & Bricklaying in St.-louisExcavation Contractor in St.-louisLandscaper in St.-louisTree Service in St.-louisJanitor & Cleaning in St.-louisPest Control in St.-louisRestaurant in St.-louisFood Truck in St.-louisCatering Service in St.-louisHair Salon & Barber in St.-louisMassage Therapist in St.-louisPersonal Trainer in St.-louisAuto Mechanic in St.-louisTowing Service in St.-louisIT Consultant in St.-louisAccountant & CPA in St.-louisLaw Firm in St.-louisPhotographer in St.-louisRetail Store in St.-louisE-commerce Business in St.-louis