Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1322-$1944
Estimated Annual Premium
Monthly Average Breakdown
$130 / mo
Includes General Liability
Industry Risk Profile
Working with stone and brick involves heavy lifting and dropping hazards, increasing the risk of both worker and third-party injury.
Risk Factor1.7x
Location Factors
- State Base Rate$870
- Las-cruces Multiplier1x
- State Tax Rate5.1%
Local Compliance FAQ
Is General Liability required in Las-cruces?
While New Mexico law may not mandate it for all businesses, Masonry & Bricklayings often need proof of insurance to bid on local commercial projects in Las-cruces.
Why is the rate different here?
Your premium reflects New Mexico's specific base rate of $870 and a local city multiplier of 1x.
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