How much does Landscaper insurance cost in Providence, Rhode Island?

The estimated annual cost for a Landscaper in Providence with one employee is between $1114 and $1638. The state base rate is $1020.

What insurance is required for a Landscaper in Rhode Island?

In Rhode Island, businesses are subject to a 7.0% insurance tax. Landscapers typically need General Liability due to a risk factor of 1.2.

Landscaper Insurance Cost in Providence, Rhode Island (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1114-$1638

Estimated Annual Premium

Monthly Average Breakdown

$109 / mo

Includes General Liability

Industry Risk Profile

Landscaping has relatively manageable risks, though precautions are needed regarding the use of heavy machinery and potential bodily injury.

Risk Factor1.2x

Location Factors

State Base Rate$1020
Providence Multiplier1x
State Tax Rate7.0%

Local Compliance FAQ

Is General Liability required in Providence?

While Rhode Island law may not mandate it for all businesses, Landscapers often need proof of insurance to bid on local commercial projects in Providence.

Why is the rate different here?

Your premium reflects Rhode Island's specific base rate of $1020 and a local city multiplier of 1x.

Compare Landscaper Insurance in Other Rhode Island Cities

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How much does Landscaper Insurance cost in Providence?