How much does Law Firm insurance cost in Providence, Rhode Island?

The estimated annual cost for a Law Firm in Providence with one employee is between $557 and $819. The state base rate is $1020.

What insurance is required for a Law Firm in Rhode Island?

In Rhode Island, businesses are subject to a 7.0% insurance tax. Law Firms typically need General Liability due to a risk factor of 0.6.

Law Firm Insurance Cost in Providence, Rhode Island (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$557-$819

Estimated Annual Premium

Monthly Average Breakdown

$55 / mo

Includes General Liability

Industry Risk Profile

Lawyers require Legal Malpractice insurance to protect against claims of negligence or failure to deliver legal services adequately.

Risk Factor0.6x

Location Factors

State Base Rate$1020
Providence Multiplier1x
State Tax Rate7.0%

Local Compliance FAQ

Is General Liability required in Providence?

While Rhode Island law may not mandate it for all businesses, Law Firms often need proof of insurance to bid on local commercial projects in Providence.

Why is the rate different here?

Your premium reflects Rhode Island's specific base rate of $1020 and a local city multiplier of 1x.

Compare Law Firm Insurance in Other Rhode Island Cities

Law Firm in Warwick Law Firm in Cranston Law Firm in Pawtucket

How much does Law Firm Insurance cost in Providence?