How much does Concrete Contractor insurance cost in Austin, Texas?

The estimated annual cost for a Concrete Contractor in Austin with one employee is between $1510 and $2221. The state base rate is $950.

What insurance is required for a Concrete Contractor in Texas?

In Texas, businesses are subject to a 6.3% insurance tax. Concrete Contractors typically need General Liability due to a risk factor of 1.6.

Concrete Contractor Insurance Cost in Austin, Texas (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$1510-$2221

Estimated Annual Premium

Monthly Average Breakdown

$148 / mo

Includes General Liability

Industry Risk Profile

Concrete work requires heavy machinery and manual labor, presenting moderate to high risks for worker injuries.

Risk Factor1.6x

Location Factors

State Base Rate$950
Austin Multiplier1.1x
State Tax Rate6.3%

Local Compliance FAQ

Is General Liability required in Austin?

While Texas law may not mandate it for all businesses, Concrete Contractors often need proof of insurance to bid on local commercial projects in Austin.

Why is the rate different here?

Your premium reflects Texas's specific base rate of $950 and a local city multiplier of 1.1x.

Compare Concrete Contractor Insurance in Other Texas Cities

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How much does Concrete Contractor Insurance cost in Austin?