How much does Real Estate Agent insurance cost in Austin, Texas?

The estimated annual cost for a Real Estate Agent in Austin with one employee is between $849 and $1249. The state base rate is $950.

What insurance is required for a Real Estate Agent in Texas?

In Texas, businesses are subject to a 6.3% insurance tax. Real Estate Agents typically need General Liability due to a risk factor of 0.9.

Real Estate Agent Insurance Cost in Austin, Texas (2026 Guide)

Estimated Cost (2026)

Adjust based on your team size

Number of Employees1

Just me (1)Team (20)

$849-$1249

Estimated Annual Premium

Monthly Average Breakdown

$83 / mo

Includes General Liability

Industry Risk Profile

Real estate agents need coverage primarily for client slip-and-falls at open houses and professional errors and omissions.

Risk Factor0.9x

Location Factors

State Base Rate$950
Austin Multiplier1.1x
State Tax Rate6.3%

Local Compliance FAQ

Is General Liability required in Austin?

While Texas law may not mandate it for all businesses, Real Estate Agents often need proof of insurance to bid on local commercial projects in Austin.

Why is the rate different here?

Your premium reflects Texas's specific base rate of $950 and a local city multiplier of 1.1x.

Compare Real Estate Agent Insurance in Other Texas Cities

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How much does Real Estate Agent Insurance cost in Austin?