Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1004-$1476
Estimated Annual Premium
Monthly Average Breakdown
$98 / mo
Includes General Liability
Industry Risk Profile
Real estate agents need coverage primarily for client slip-and-falls at open houses and professional errors and omissions.
Risk Factor0.9x
Location Factors
- State Base Rate$950
- Houston Multiplier1.3x
- State Tax Rate6.3%
Local Compliance FAQ
Is General Liability required in Houston?
While Texas law may not mandate it for all businesses, Real Estate Agents often need proof of insurance to bid on local commercial projects in Houston.
Why is the rate different here?
Your premium reflects Texas's specific base rate of $950 and a local city multiplier of 1.3x.
Compare Real Estate Agent Insurance in Other Texas Cities
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