Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$2677-$3936
Estimated Annual Premium
Monthly Average Breakdown
$262 / mo
Includes General Liability
Industry Risk Profile
Tree trimming and removal is highly dangerous work involving heights and heavy falling objects, commanding some of the highest premiums.
Risk Factor2.4x
Location Factors
- State Base Rate$950
- Houston Multiplier1.3x
- State Tax Rate6.3%
Local Compliance FAQ
Is General Liability required in Houston?
While Texas law may not mandate it for all businesses, Tree Services often need proof of insurance to bid on local commercial projects in Houston.
Why is the rate different here?
Your premium reflects Texas's specific base rate of $950 and a local city multiplier of 1.3x.
Compare Tree Service Insurance in Other Texas Cities
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