Estimated Cost (2026)
Adjust based on your team size
Just me (1)Team (20)
$1339-$1969
Estimated Annual Premium
Monthly Average Breakdown
$131 / mo
Includes General Liability
Industry Risk Profile
Landscaping has relatively manageable risks, though precautions are needed regarding the use of heavy machinery and potential bodily injury.
Risk Factor1.2x
Location Factors
- State Base Rate$950
- Houston Multiplier1.3x
- State Tax Rate6.3%
Local Compliance FAQ
Is General Liability required in Houston?
While Texas law may not mandate it for all businesses, Landscapers often need proof of insurance to bid on local commercial projects in Houston.
Why is the rate different here?
Your premium reflects Texas's specific base rate of $950 and a local city multiplier of 1.3x.
Compare Landscaper Insurance in Other Texas Cities
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